Recent Commercial Posts
Commercial Insurance Is Not a One-Size-Fits-All Product
Contact your insurance agent in Scottsdale, AZ to see if you are covered
Commercial Insurance Is Not a One-Size-Fits-All Product
The worst time to discover that a business in Scottsdale,AZ, has inadequate property insurance is after a fire. The person responsible for purchasing insurance coverage can expect difficult questions from the partners or directors.
A commercial policy includes coverage for multiple types of property. It describes covered items and specifies the maximum amount the insurer will pay. These coverages include:
- Factory equipment
- Office equipment
- Business interruption
- Lost revenue
- Business relocation
Determine the Types and Amounts of Coverage Needed
It’s never a bad idea to revisit a commercial insurance policy. Circumstances change, and insurance coverage should change with them. Company executives and the insurance agent should meet and discuss the current coverage. Some areas may require adjustment and a revised quote. Comparison shopping between insurance companies might also be in order at this time.
The Premium Amount Is More Than the Business Can Afford
A significant number of factors go into the determination of an insurance premium. Reduce the risk associated with these factors, and the savings could be substantial. These factors include:
- Tenancy: Buildings with welding or other shops are a higher fire risk than office spaces.
- Structure: Wooden structures incur more fire damage than those constructed of fireproof materials.
- Location: Fires in buildings close to fire stations receive better fire response than remote areas.
- Sprinklers: Buildings with sprinklers experience less fire damage than those without them.
If the premium still seems too high, review the types and limits of coverage. Perhaps they can be cut back. However, being underinsured can significantly delay recovery after a fire. It can also leave the business with financial hardship.
Commercial Insurance Is There When You Need It
When a business is fully insured, recovery after a fire is a straightforward process. After contacting the insurer, a local team of fire restoration specialists will speed the recovery.
4 Tips To Prevent Toilets From Flooding
Once a toilet or drain line has become clogged, a toilet overflow is all but inevitable. A property owner or manager can take several measures to prevent a clogged toilet. These four tips can reduce the likelihood of sewage damage in a building located in Rio Verde, AZ.
1. Post Disposal Reminders
Occupants and guests of a building may be less likely to flush inappropriate materials if informative signage is visible. State simple rules regarding what should and should not be flushed. Discreet and sanitary alternative disposal methods for items such as diapers or feminine products should be available.
2. Install Waste Containers
Waste containers in bathroom stalls may reduce the frequency with which inappropriate items are flushed. This is particularly important in women's bathrooms. Be sure to regularly empty these containers to ensure that occupants do not end up flushing items due to the lack of another disposal method, leading to a clogged toilet.
3. Provide Thinner Toilet Paper
Thicker toilet paper is less likely to break down and is more likely to cause clogs when used in a commercial setting. Single-ply paper is better suited for bathrooms in large-occupancy facilities. Building owners or managers may also want to install toilet paper dispensers that restrict the number of sheets released at a time.
4. Schedule Drain Cleanings
Depending on the purpose of a commercial structure, it may be advisable to clean drain lines every month or several months. Frequent cleanings are particularly important for food service establishments, where grease may collect in drain lines even if most of this substance is disposed of properly. Greasy substances can block a drain line and result in a backup or overflow.
Following these tips can help property owners and managers prevent sewage backups. If a clogged toilet leads to a toilet overflow, contact a plumber and a cleaning and restoration firm in Rio Verde, AZ.
Flood Recovery: When Is It Safe to Return to Work
Water damage restoration in North Scottsdale,AZ
After a flood, many employees and business owners want to know when they can get back to work, but that depends on the severity of the damage and whether the flooding was caused by black water. In either case, most restoration specialists from North Scottsdale,AZ, follow a similar process to ensure your business returns to normal as soon as possible, but most phases are not conducive to safe operations.
During a flood cleanup, it is not wise for employees to be present because, depending on the water classification, they may become severely ill. Black or gray water is common after flooding, and it is often contaminated with chemicals and bacteria that present serious health risks to all. It is best that all personnel who are not trained or certified in disaster cleanup stay away from the facility during the initial cleanup phase.
During the demolition phase, the restoration company you have hired will remove any elements that may have been contaminated by the black water. This phase will likely require the removal of carpets, drywall, insulation, other furniture and porous items. The facility will not be conducive to regular business operations at this time, and therefore employees and personnel should stay away.
The last phase before restoration is sterilization and may be combined with the previous stages. During this phase the entire affected area is scrubbed and disinfected, ensuring a sanitary environment for the restoration efforts. As this phase encompasses the use of strong commercial and chemical cleaners, it is advisable to remain clear of the facility.
During the restoration phase, the company you hired will be replacing walls, carpets and other essential elements. While it may be challenging to operate depending on the significance of the restoration, you and your employees can return to work during this phase.
As flooding can produce both gray and black water, employees and business owners should allow professionals to handle the cleanup and restoration of the property. During the initial phases of cleanup, demolition and sterilization the business should remain closed, and employees should stay clear, only returning to work when restoration begins.
How To Protect Your Business From Water Damage
Home suffered water loss due to broken pipe in Rio Verde,AZ
Every business in Rio Verde, AZ, is susceptible to water damage. While clean water leaks are usually manageable, flooding and broken pipes can cause significant destruction and interrupt normal business operations. To prepare for potential problems, every business owner should understand common sources of water damage and how to minimize their risk.
Sources of Water Damage
Water damage can originate from clean water sources, such as broken pipes and leaking water supply lines, as well as grey and black water. Examples of grey water sources include sump pump backups and overflowing dishwashers, washing machines and unsoiled toilet bowls. Black water carries harmful bacteria and is unsanitary. Sewage backups and flooded lakes and rivers are examples of black water sources.
Protecting Water Pipes
During the winter, your building’s pipes are susceptible to freezing and bursting. To minimize your risk of a broken pipe, take the following actions:
- Insulate pipes located near external walls with rubber or fiberglass sleeves
- Drain pipes that will not be utilized during the season
- Maintain minimum temperature of 40? throughout building
- Check antifreeze levels in anti-freeze sprinkler system
Minimize Risk of Clogged Pipes
Clogged pipes can result in black and grey water overflows. To safeguard your building from this destruction, take the following precautions:
- Ensure no one flushes paper towels or feminine hygiene products
- Avoid planting trees and shrubs near water and sewer lines to prevent root intrusion
- Refrain from pouring grease down any onsite kitchen sinks
Clogs can also occur in your sprinkler or HVAC system. To prevent this, you should complete routine maintenance on this equipment to ensure there are no obstructions or other issues that could result in water leakage.
The Cleanup Process
Water damage resulting from both contaminated and clean water sources requires prompt action to prevent mold growth. This includes removing saturated materials and drying the water-damaged space. If grey or black water is involved, you must also thoroughly disinfect the affected area to eliminate potentially harmful bacteria. A cleanup and restoration expert can help you accomplish this daunting task, allowing you to focus on business operations instead of the restoration process.
How To Prevent Plumbing Issues on Your Commercial Property
It is important to spend money wisely in business, and when you take the necessary measures to prevent plumbing problems on your commercial property.
As a business owner in Scottsdale, AZ, you have a vested interest in knowing everything that goes on in your building. Plumbing problems are no exception. The cost of a broken pipe or an undetected leak can put a big dent in your budget, especially if your insurance doesn’t end up covering it. Your best bet for minimizing plumbing costs is to prevent small issues from becoming large ones.
There are many things that could lead to water damage on your property. Most problems are caused simply by parts that wear out:
• Maladjusted water heater
• Worn-out O-rings on faucets
• Loose seal on flapper in toilet
• Faulty gaskets
Just about every part eventually has to be replaced, and failure to do so can result in major plumbing problems. Foundation issues, poor construction, and even your building’s age can also contribute to complications with your pipes and fixtures.
Preventative maintenance and early detection are the keys to protecting your building from water damage. Hire and develop a good working relationship with your plumber before you need his or her services. Plumbers can conduct regular checks and maintenance on your property. The minute you know there is a problem, shut off the water main and call water restoration specialists to take care of it while it’s still small. Your quick response time can mean the difference between a leaky pipe that makes it necessary to replace some of your insulation and a deluge that involves replacing a significant portion of the walls and flooring.
It is important to spend money wisely in business, and when you take the necessary measures to prevent plumbing problems on your commercial property, you are doing just that. No matter how much quality plumbing maintenance costs you, it is nothing compared to the potentially astronomical cost of repairing water damage from an unresolved issue. For more information, visit http://www.SERVPROscottsdale.com/.
4 Signs of Smoke Damage
If you detect one or more signs of smoke damage, you should contact a certified remediation company and schedule a damage assessment and cleanup.
Smoke damage can be more subtle than fire damage, but it can undermine air quality in a commercial property. If you want to know whether smoke cleaning will eliminate all traces of the odor, check for these four signs of damage caused by smoke.
1. Stains on walls, ceilings, or other surfaces. Smoke can cause yellowish stains to appear on surfaces. Smoke consists of a combination of partially or completely burned particles, vapors, and toxic gases. These substances can cause discoloration to show up within a few days of damage.
2. Signs of rust or corrosion on metal. The sudden formation of rust on metal items is one of the most telltale signs of damage caused by smoke. This damage can start to occur within hours of exposure to smoke. If you see evidence of corrosion on visible metal, you should be very careful with electronics. Circuits and wires can become corroded and malfunction or fail.
3. Smoke odor emerging from porous contents. Smoke odors may linger long after exposure within the carpet or furniture in your commercial property. This odor gets trapped in porous contents, and smoke cleaning or deodorization may be necessary to eliminate the smell.
4. Smoky smells in your HVAC system. If smoky air has gotten drawn into the air ducts or HVAC system in your commercial property, the odor will periodically cycle throughout your property. This can lower air quality and may cause respiratory issues for sensitive employees or occupants.
If you detect one or more signs of smoke damage in a commercial property in Scottsdale, AZ, you should contact your commercial property insurance provider and ask about your coverage. Most commercial insurance policies will contribute toward, if not completely cover, the cost of smoke cleaning. Once you check your coverage, you should contact a certified remediation company and schedule a damage assessment and cleanup. For more information, visit http://www.SERVPROscottsdale.com/.
Be Smart and Implement These Bad-Weather Prep Tips for Safe Operations
This facility had a water loss situation and our team was called in to handle the clean up.
If your business is in an area prone to bad weather such as excessive snowfall, icy roads, flooding or other natural disasters, you need to be smart and plan for bad weather. Not only can inclement conditions be dangerous for your employees, but it can also be devastating to your building’s structure. Fortunately, there are steps you can take to minimize damage, protect employees and keep your Scottsdale, AZ business operating as usual even in an intense snowstorm. Here are a few key steps:
• Develop a business operations plan
• Invest in the right protection
• Remove snow
• Watch the weather
Have a Continuity Plan in Place
Some winter storms have been known to last for weeks at a time, and many are so severe that they prevent individuals from driving. While you cannot ask your employees to head to the office in the middle of a blizzard, you can ask them to work from home when the roads are icy and visibility is poor. Have a business plan in place that everyone can adhere to on snow days. This plan should include who is responsible for what when out of office, how work should be submitted and how and how often data backup should be performed.
Invest in Protection
Your business should have storm windows, storm doors, new and working gutters, lightning rods and storm drains. You should also invest in a generator or other source of backup power so that, at the very least, your heater can continue operating in a snow storm and prevent a pipe burst.
Snow that is allowed to accumulate on the roof or sidewalks can be dangerous to your building, employees and customers. Hire a snow removal company to keep your roof, sidewalks and areas around your building clear.
Watch the Weather
When a storm is in the forecast, shut the storm windows and doors, unplug appliances and electronics, back up your data and send your employees home. By planning ahead, you can prevent costly losses and unnecessary injuries.
Make sure your business is ready for bad winter weather. With the right planning, you can continue operating in a snowstorm.
Visit http://www.SERVPROscottsdale.com for more information on commercial storm damage.
2 Important Steps To Take After a Fire
What would you do if your business in Scottsdale, AZ suffered a fire? If you practice wise administrative planning strategies and follow federal laws, you already have an emergency action plan in place. Once the blaze has been put out, however, you need to pay just as much attention to fire restoration strategies that get your business back in gear. Understanding the role that restoration technicians and your insurance company will play in the aftermath of a disaster is critical.
Contact Your Insurance Company
The property portion of your business owner's or commercial policy covers expenses from fire and explosion losses, including repairing and replacing structures, assets and equipment. Once the fire department has left, your first phone call should be to your insurance company. Representatives will request some initial information from you to start the claims process, then have you work with an adjuster. If you need to recover critical items such as petty cash or records, consult with your insurance reps.
Get in Touch With a Restoration Professional
Now that you’ve invoked the claims process, you need to contact a fire restoration professional to begin cleanup. During this segment of the recovery process, restoration technicians will:
• Inspect and assess your premises
• Board up and place tarps on impacted areas
• Extract water and dry affected surfaces
• Remove smoke and soot damage
• Clean and sanitize
• Repair and replace destroyed areas
Fires on your commercial property in Scottsdale, AZ can be devastating, but it is possible to return to normal operations after this sort of disaster. Having comprehensive indemnity coverage that includes fire insurance as well as fire restoration professionals proficient in water, soot and smoke cleaning are both essentials in getting back to business. You’ll need to work with both insurance and disaster recovery experts for documenting your losses and aiding them in handling replacement and repairs.
Visit http://www.SERVPROscottsdale.com for more information on commercial fire damage.
Best Practices for Removing Standing Water From a Basement
Best Practices for Removing Standing Water From a Basement
In most cases, people tend to think of water as a good thing: great for drinking and recreation, and beautiful to view in a lake or river. Water, however, is the most basic of solvents, and in the wrong place, such as in the basement of a commercial building, it can cause a lot of damage. When flooding occurs in Scottsdale, AZ whether from a storm or a broken plumbing system, specialized equipment needs to be employed, and fast. Trained experts will be able to bring in powerful tools to clean up the damage and remove standing water. Here are four tools of the trade to aid in the cleanup process when the water is 2 feet or higher.
Powerful Pumps. An industrial sump pump is one of the most effective items a professional cleaning team can bring in to remove water. A strong submersible pump can remove thousands of gallons from the property quickly. By getting the water out rapidly, the chance of further damage and mold development is greatly diminished. A trash pump is another piece of equipment that will accelerate the cleanup.
Truck Mounts. By using powerful units mounted onto trucks, a flood water cleanup team can quickly remove basement water and use strong wet and dry vacuums. These machines have the advantage of flexibility and efficiency.
Infrared Cameras. Infrared technology can determine how much moisture is still in the building after the standing water has been removed. While the water may not be visible to the naked eye, water behind basement walls and ceilings can cause extra humidity and attract insect pests, vermin and harmful bacteria.
Moisture Detectors and Hygrometers. These devices measure the level of moisture saturation in the building after the initial cleanup. This can help determine whether it would be beneficial to run vacuums and drying fans for additional time.
These four essential pieces of cleaning equipment will remove standing water from the basement of any Scottsdale, AZ commercial building, helping property owners better protect their investments. Visit http://www.SERVPROscottsdale.com for more information on water damage.
Commercial Fire Damage and Your Options
Commercial Fire Damage and Your Options
When it comes to fire damage in the home, it is imperative that you hire a fire restoration service to get the job done. One of the things about fire restoration companies is that they work with people on an individualized basis. This means that they will be able to take care of the fire damage that was present after firefighters left with their fire trucks and fire hoses. It is also important that you work with experts because of the fact that this is going to save you time and money in the long run.
The fire damage and fire restoration experts will easily and quickly be able to install a fire sprinkler system and fire suppression system to take care of any future issues. This means that you will not have to deal with smoke damage and soot damage in the future because commercial damage is no longer a problem for you. You are also going to want to know that there are many people who specialize in taking care of smoke damage and soot damage. The commercial fire damage professionals are there for you every step of the way and can totally transform your life. This is something that firefighters are not able to do on their own using their fire trucks and fire hoses.
Once you make the decision to hire fire restoration experts, you may also want to have them put in a fire sprinkler system and fire suppression system so that this can prevent a future problem. This is why a lot of people who are hiring commercial fire damage experts are choosing to have them do this type of work for them after having an electrical fire or utility room fire. No matter what type of fire you had in your home, it is important to realize that fire damage professionals are there to help as much as they possibly can.
It is also important that you hire the professionals after an electrical fire and utility room fire so that this is something you do not have to do on your own. The professionals will be able to take care of the smoke damage and soot damage that has been left behind, allowing you to finally know that the commercial fire damage has been remedied in a proper manner. The fire damage experts are there to help as much as they possibly can, allowing you to finally overcome the electrical fire or commercial fire damage that has been left behind after this type of catastrophe. Even those with utility room fire issues have found that hiring a fire restoration professional help tremendously in terms of the smoke damage and soot damage.
The professionals will also put in a fire sprinkler system and fire suppression system so that the issue does not happen in the future. This fire sprinkler system and fire suppression system is essential for all homeowners as well as business owners. This is for individuals who have both dealt with a utility room fire or electrical fire. You will find that many firefighters using their fire trucks and fire hoses are not able to do the restoration themselves.
Once the firefighters have left using their fire trucks and fire hoses, it is totally up to you to hire a company to come in and do this type of work for you. There is something to be said about working with professionals when it comes to getting the help that you need. There are so many individuals out there who are more than willing to help with this type of project, so it is important that you work with them on an individualized basis in order to restore your home or business to its former self. If you have some type of insurance on your property, you may even find that your provider covers the full cost of restoration. This is obviously something that you are going to want to look at when it comes to the provider that you currently have.
Visit http://www.SERVPROscottsdale.com for more information on fire damage.
Water Damage 101
Water Damage? SERVPRO of Scottsdale can help.
101 Water Damage
When a business property has to deal with a flooding issue, the financial loss isn't just measured in how much it will cost to remove the water standing in a break room and then the clean-up. Every day that its doors are closed means a loss of income to cover the regular bills as well.
Many businesses today are operating on a shoestring for a budget, and it seems to be getting tighter despite the recovery of the last two years. Any business that has to turn away customers for even just a few days risks not reopening them. Water damage in Scottsdale commercial properties has to be dealt with immediately. SERVPRO has the experience and equipment to help them reopen as soon as possible.
Commercial property flooding usually occurs in an area that isn't noticed immediately. Once it is discovered, most businesses have to close immediately. That's already one day's receipts lost. To stop it, professional removal and remediation services have to be on-site that same day to find the source of the flooding, stop it if necessary and begin the clean-up process.
Arizona state and Scottsdale safety laws require that standing water has to be removed and dried out before employees can return to work. If water isn't removed quickly enough, then there will be concerns over structure damage and possibly even mold damage. If that happens, then a day or two closed can easily turn into a week or longer.
Locally Owned Company with National Resources
Helping you reopen your business is our goal. We understand that getting back to your customers is the lifeblood of your business, and it has to begin circulating again as soon as possible after the flooding stops. If a damaged pipe, storm water or an employee error has shut down your business, call us today at SERVPRO of Scottsdale at (480) 998-7989 to get you cleaned up and reopened.