What You Need To Know About Mold Toxicity
Mycotoxin is a scary word, and mold is nothing to be taken lightly, but in most cases, the situation can be cleaned up
When dealing with mold in a business, it's smart to cut right to the chase: are molds toxic? After all, molds are a type of fungi, part of the group including yeast, mildew and mushrooms, and everyone knows that mushrooms can be deadly. A mycotoxin is a special type of mold that can be found in association with foods.
How To Identify Mold
Most people know mold when they see it. It is usually a dark or green blotch found growing on a bathroom wall or ceiling. It can be identified by some of the following characteristics:
- It exudes a musty odor
- It grows in a damp, moist environment
- It forms colonies that grow in irregular patterns
Mold is formed by microscopic spores, and it is a naturally occurring organism. A mycotoxin will not necessarily be present with most molds, but it is a good idea to get things checked out quickly. A mold mitigation team in Scottsdale, AZ, can arrive on the scene and do an inspection and damage assessment. This can tell you what type of mold is present and what steps to take to remove it.
How To Clean Mold
Proper mold remediation is the key to the removal of excess amounts of mold at a business. This often involves finding a water source such as a leaking roof or a broken pipe. Mold thrives in high humidity. Once the moisture has been removed, the mold can be cleaned up with a variety of advanced procedures. Mycotoxin is a scary word, and mold is nothing to be taken lightly, but in most cases, the situation can be cleaned up "Like it never even happened."
How To Choose the Best Fire Insurance Protection for Your Business
Commercial fire damage in Rio Verde, AZ
Fires can be so destructive because even a small fire can cause extensive smoke damage to equipment, inventory and other property. While it may be hard to imagine facing fire damage at your Rio Verde, AZ, place of business, it’s important to protect yourself with adequate property insurance.
Fire coverage is generally part of your basic commercial insurance policy. Choosing the right level of coverage is essential. If you do have a fire, you’ll want to focus on the cleanup and restoration, not on the fear of devastating financial consequences.
3 Levels of Fire Coverage
Three forms of fire coverage are available to business owners. The causes and the types of damage covered vary between the levels.
Basic Form – This most basic level contains a specific, short list of covered perils or causes. Examples of perils covered in a basic commercial insurance policy include fires caused by explosions or lightning.
Broad Form – This level covers everything in the basic form and allows for specifying additional perils and secondary damage provisions. Water damage caused by fighting the fire would be an example of an additional Broad Form provision.
Special Form – This is the most expensive and comprehensive level. The only perils not covered will be specifically noted, and anything not mentioned is considered allowable for coverage.
The Best Choice for Your Business
Ideally, you would have Special Form commercial insurance with few exclusions, but the premium cost can be prohibitive for some businesses. A Broad Form policy may be sufficient if it is designed with your risk in mind.
Your structure’s age, hazardous equipment and the presence of tenants are examples of risk factors. Your insurance agent or local fire restoration specialist can help you assess your risk. Then you might choose a Broad Form policy that includes the perils associated with your risk factors.
“Better safe than sorry,” has never been more apropos than with insurance protection for fire damage. Taking the time to assess your risk and choose the best coverage may help you sleep better, knowing you and your property are protected.
3 Ways To Operate Your Business During a Power Outage
Power outage in North Scottsdale, AZ
3 Ways To Operate Your Business During a Power Outage
The productivity of your North Scottsdale, AZ business can suffer if a storm leads to a power outage. Electric energy is essential to activate nearly all devices in the building, and without it, your employees can lose access to work and fall behind strict deadlines. Fortunately, there are alternative options that can allow your workforce to catch up on any assignments with little to no delay.
1. Using Backup Generators
The most common solution to an outage is a portable generator. This device is an electrical generator powered by an engine that can provide the building with enough energy to function for a limited time. Use it to accomplish low-energy tasks and catch up on important work before power returns. Just remember that the generator uses gas like a regular engine, so keep it in a ventilated location and provide proper maintenance to avoid malfunction or fire hazards.
2. Installing UPS
A power outage can be a nasty surprise when you work on a computer, as it can shut it down immediately and damage any unsaved files. Avoid this incident by installing an uninterruptible power supply (UPS) in each business computer. This device provides emergency power drawn from the computers' own batteries. This will give you and the employees enough time to finish work, save files and turn off the devices safely.
3. Finding Wi-Fi Connections
Your Wi-Fi router may shut down after an outage, but there are other ways to use this resource. You can use the company cellphones and data plan to create a hotspot that provides wireless internet. Additionally, the employees' own homes, restaurants and stores can provide free Wi-Fi. Remember to compensate employees for working offsite and use the connection to complete assignments and contact necessary services such as storm cleanup and restoration.
Storms can greatly disrupt your business and create a profit loss. Find the right solution to prevent a power outage from damaging your establishment.
What To Do About Basement Floods
Flooded basement in Scottsdale, AZ
A basement flood is a major inconvenience. Knowing some common causes of flooded basements can help you prevent this from happening to your Scottsdale,AZ, home.
Why Basements Flood
There are many reasons you may find water in your basement. The following are some of the most common:
- Insufficient sealing
- Incorrectly installed downspouts
- Poor landscape grading
- Leaking water heater
- Leaking pipes
Basements should be properly sealed to keep out moisture. Downspouts should be placed at least five feet from the exterior basement wall and should be directed away from the home. Additionally, the yard should slope downward from the house so that water can flow away. These precautions should prevent water from entering your basement from outdoors. However, water from indoor sources poses just as much risk. Make sure to repair any indoor leaks as soon as possible. If you have a sump pump, perform routine maintenance on it so that it can remove any water before it becomes a problem.
How To Clean a Flooded Basement
If you do experience a basement flood, it is important to clean up the area as quickly as possible to prevent mold growth and structural damage. First, remove the standing water using pumps or a specialized vacuum. Then, you will want to remove all soaked items so that you can address them separately. Make sure not to return these items to the basement until they are fully clean and dry. Next, use fans or a dehumidifier to dry out the rest of the moisture. Depending on the level of contamination in the flood water, you may need to sanitize all the surfaces that came into contact with it.
Precautionary measures go a long way toward preventing a basement flood. However, you may still find water damage in your basement. If you feel overwhelmed by the cleanup process, a certified restoration team can help you get your basement back to pre-flood condition quickly and safely.
3 Ways to Keep Working During a Power Outage
A portable generator can be a great investment for your business.
While a storm in Scottsdale, AZ might not always mean disaster, it can sometimes put a hold on your workday. Many tasks require electricity as well as a strong connection to the internet. If there is a power outage in your building, you could call it day, but there are some alternatives you may want to consider first.
1. Use a Generator
Smaller models are generally not made to be run for more than a few hours at a time, but it can help you reach a decent stopping point for your work. It can also give you a chance to save your documents and reduce the risk of losing important information.
2. Find an Alternate Location
Many public places have access to free Wi-Fi, so you could easily move over to a coffee shop with your laptop to get some more work done. However, this is best used as a short-term solution. If you need to continue working for longer periods, you may want to have everyone work from home.
3. Do Offline Work
Another option you have is to simply work without power. If there are tasks that you can do without being connected to the internet or a power source, then you can focus on these until the power outage is over. This allows you to remain productive without having to leave the office in search of another suitable place to work. Once the electricity is back, you can return to work as usual.
If the storm is severe enough to cause a power outage, then it could potentially cause some other problems for your building as well. High winds could loosen roof tiles or shutters, and rain could cause leaks or flooding. If this has happened, a cleanup and restoration service can help. They can perform mitigation and repairs to return your building to its previous condition.
Where Does Mold Grow?
Inspecting your home frequently can prevent mold damage
Every home is susceptible to mold damage. With plumbing lines running through walls and humidity levels giving way to fogged mirrors, it is surprising that more homeowners don't understand the risk. That is why you should have your home inspected by remediation experts in Scottsdale, AZ, every so often, to ensure that your house is safe. However, if you are not ready to find a professional service, then at least inspect the five most common areas for mold to develop in your home.
While it might not seem like the kitchen is a likely place for mold growth, especially since you use this room frequently, think again. Kitchens often have increased moisture in the air because of cooking, and if that moisture is not adequately vented, then you can end up with a mold problem.
Next place to inspect for mold and mildew growth is your laundry room. The washer and dryer can create an environment for high humidity, which is a direct cause of mold development.
Similar to laundry rooms, a bathroom experiences high humidity and moisture levels in the air while taking baths or showers. Mold damage loves excess moisture. While bathrooms often use mold-resistant building materials, the HVAC and insulation are still susceptible to mold growth.
Basements are prime environments for mold because they are often poorly ventilated and full of moisture due to mechanical closets and exposed piping. Therefore, it is recommended that dehumidifiers be placed in basements to help reduce the risk of fungal development.
Last, attics often go unnoticed. While roof vents might help to deter a moisture problem from developing, if there is a hole in the roofline that goes unnoticed, then mold spores can take root and multiply.
Mold damage is a problem that every homeowner needs to be keenly aware of. By inspecting the rooms that are most susceptible and installing prevention measures, like dehumidifiers, you can prevent a possible issue from developing. However, it doesn't hurt to have a professional home assessment either.
How To Put Out a Grease Fire
Grease fire can spread quickly, keep your stove tops clean
That home-cooked meal may taste good; however, it could put your property at risk, especially during times when oil is involved. After all, when hot, this liquid has the tendency to fly, burning the chef and possibly starting flames. If this happens, you'll need to react quickly and understand appropriate safety protocols. Grease fire, in fact, requires special care; therefore, homeowners in Scottsdale, AZ, should know the proper steps to smother it.
1. Be Prepared
Oil and water don't mix, and this combination does not help put out blaze. Instead, stock your home with a fire extinguisher designed to halt the combustion. Three are three types of devices: A, B and C. Usually level B, contains chemicals to end oil fires. Check the label on the canister, ensuring you have purchased the correct one. Then, locate a spot to store it, thinking about ease of use. You want to be able to grab it quickly. Also, as you cook, think prevention. Don't keep towels or other cloth items within the vicinity of the stove. You don't want sparks to land on it.
2. React Quickly
At the first sign of a problem, seek ways to cut off the oxygen supply. Without the gas, the flames cannot build. Turn off the burner or oven. Then, grab a metal cover and place it on top, hoping to eliminate the situation. Grease fire may also be stopped with baking soda and salt. Be careful with this attempt though. The wrong ingredient could make it worse. If these early attempts fail, try the extinguisher, remembering to pull the pin and aim low, moving it from side to side.
3. Get Help
If you cannot handle the situation, then leave the room and call 911 for help. Next, call a fire restoration company, and have them evaluate kitchen, determining the extent of fire cleanup and needs for repairs. The specialists have equipment to remove smoke and soot, as well as deodorize the room. In addition, they can assist in salvaging some valuables.
Be proactive. Grease fire can spread quickly. Understand what can extinguish the flames and know how to proceed.
How To Handle a Flight Cancelled Due to a Storm
What to do if your flight is cancelled?
Air travel is becoming more common than ever for both vacation and business purposes. For the most part flights go smoothly, but every now and again you may experience a canceled due to a disruptive weather system. Sometimes an entire airport is shut down and several flights are canceled or postponed.
What to do if Your Flight is Canceled
If you are already at the airport, call the airline right away and ask for customer assistance, rather than waiting in long lines. Explain your situation and ask for a resolution to your canceled flight.
If you are flying on American, Alaska or United, ask them to honor old rule #240, that requires major airlines must furnish you with a seat on the next flight out, even if it is a competitor.
Keep your cool, especially with airport staff or flight attendants. Many people are likely to have hot tempers, but staff will be more eager to please you if you are kind and appreciative of their efforts and their situation.
Keep abreast of storm tips and look for alternative modes of travel, including leaving from a different airport.
You should always carry one change of clothing, extra medications and other immediate necessities in your carry-on bag in case a delayed flight prevents you getting to your luggage right away. Alert those who may be expecting you in Rio Verde, AZ, so they are aware of your situation. It may give you some comfort and help you feel safer if others know where you are, especially if you choose a different route.
If you are still at home when you get the news that a storm serious enough to cause a canceled flight is headed your way, make sure to have the number of a good storm and water restoration company in handy to take care of your home in Rio Verde, AZ in an emergency. You can worry less during serious weather if you are well prepared.
3 Things Business Owners Should Know About Business Interruption Insurance
Learning about business interruption insurance can be a useful way you can prepare your business for a storm
Most business owners in North Scottsdale,AZ, never imagine that their business will have to close its doors, even temporarily. However, storms can cause major damage to businesses, and it's often necessary to restore and rebuild after a disaster. Before damage occurs, it can be useful to learn about the benefits of business interruption insurance.
How Do You Know if You Need Interruption Insurance?
Determining what type of insurance policies will be useful to your business if a disaster occurs can feel overwhelming initially. In many situations, a business must temporarily close after a disaster such as a storm has occurred, and costs can quickly add up without income from the business. If you cannot adequately cover the costs of your business closing for an extended period of time, then it's often wise to purchase interruption insurance for your commercial property.
What Is Interruption Insurance?
There are usually a variety of costs associated with maintaining a business that has been affected by a storm. In order to return a business to its previous state, restoration, or even a rebuild, may be necessary, and business can't continue as usual during these processes. Interruption insurance for businesses ultimately helps a business stay afloat if it's necessary to shut down after a disaster occurs. This insurance will cover lost revenue, employees' wages and operational expenses while your business is closed.
How Does Interruption Insurance Vary From Other Types of Insurance?
When it comes to protecting your business, there are various insurance policies to choose from. Though flood, fire and other types of insurance usually help to cover the cost of emergency restoration services, these policies won't cover the continuing costs of maintaining your business when it is closed. As a result, many business owners without interruption insurance must face the burden of paying for the operation of the closed business.
Learning about business interruption insurance can be a useful way you can prepare your business for a storm. When you know your expenses are covered after a storm, a rebuild and restoration can become your primary focus.
How To Deal With a Basement Flood
Basement flood in Scottsdale,AZ
Here Are Some Important Steps To Take When Dealing With a Flooded Basement
When your Scottsdale,AZ, basement floods, whether it’s unfinished or a souped-up man cave, panic will increase as the water rises. There are a number of factors that can cause a basement flood, but water is water, and the resulting damage is the same. Here are some important steps to take when dealing with a flooded basement:
1. Turn Off Electricity
First and foremost, as soon as you can safely navigate to the breaker box, shut off the electricity to the basement. Appliances and exposed wires may be in or near the water, and there’s a good chance an electric current is traveling through the standing water. It could be deadly to step in it before the power is turned off. If you need help, contact an electrician or the electric company.
2. Stop the Source of the Flood
If the flood is plumbing-related, it’s important to turn off the water at the source or at your home’s main valve. If rainwater is coming into the house and there’s no sign of it stopping soon, you may want to sandbag, use flood bags or employ other flood barriers. Once the flood stops, you can take more proactive actions.
3. Remove the Water
A wet/dry vacuum comes in handy when dealing with standing water in a basement flood, especially if debris is floating. It can quickly and safely remove the standing water.
4. Remove Affected Material
Once as much water as possible has been eliminated, it’s time to start removing waterlogged items. Dispose of flooded carpet and padding. Other porous items, such as sofas and wooden furniture, will need drying as quickly as possible to save them.
Mold can start developing within 24 hours of the introduction of water. It’s important to dry and disinfect the area thoroughly to keep mold and bacteria from growing and spreading.
If your home sustains water damage from a basement flood, be sure to check your insurance coverage to see what’s covered. You can call water damage cleanup experts to restore your basement back to its original state.